Loans
We offer very competitive rates on all of our loan products. Whether you are financing a new or used automobile, doing home improvements, consolidating your bills, or planning a vacation, we can help you do it. In fact, when you apply, you may be meeting (or speaking) with the person that will be making the decision on your loan.

If you are thinking of borrowing money for any reason, why not call us first and get pre-approved? Then you can shop around for exactly what you want knowing that the money is available when you are ready for it. Call our loan department for details!

Loan Rates
Effective Date April 7, 2008
Loan TypesTermsAPR*
New & Used Vehicles
2007-2008 modelup to 60 monthsas low as 5.00%
2008 model - up to 72 monthsas low as 5.75%
2005-2006 modelup to 60 monthsas low as 5.50%
2003-2004 modelup to 60 monthsas low as 6.25%
Personal/Unsecured Loan up to 60 monthsas low as 11.50%
Home Equity Loan**
First Lien Up To 85% LTV
60 monthsas low as 5.50 %
84 monthsas low as 6.00%
180 months as low as 6.50 %
Home Equity Loan**
Second Lien Up to 85% LTV
60 monthsas low as 5.75 %
84 monthsas low as 6.15 %
180 monthsas low as 6.75%
*APR is the Annual Percentage Rate.
. **$75 property report and recording fees apply.
  • All loans subject to credit approval
  • Rates subject to change without notice
  • Other conditions may apply
  • Annual Percentage Rate, terms of loan and loan to value are all subject to applicant(s) credit worthiness
  • All rates reflect a .25% reduction for Payroll Deduction / Direct Deposit / Auto Transfer
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